NCBA Bank — review & details
The bank behind M-Shwari and Loop — strong digital-lending DNA and a solid app, formed from the NIC/CBA merger. A good fit if you value app-first banking.
NCBA Bank
★★★★☆
NCBA Now app + USSD
Access
Central Bank of Kenya–licensed bank
Licence
KDIC-insured up to KSh 500,000 per depositor
Deposit Protection
Confirm the current fee schedule with the bank — not published here
Fees
bank
Type
Pros
- Digital-lending heritage (M-Shwari, Loop)
- Solid app-first experience
- Full-service bank with asset finance
Cons
- Smaller branch network than the big three
- Confirm the fee schedule before opening
How NCBA Bank compares in bank accounts
| NCBA Bank | Equity Bank | KCB Bank | |
|---|---|---|---|
| Access | NCBA Now app + USSD | *247# (all networks) + the Eazzy app | *522# + the KCB app |
| Licence | Central Bank of Kenya–licensed bank | Central Bank of Kenya–licensed bank | Central Bank of Kenya–licensed bank |
| Deposit Protection | KDIC-insured up to KSh 500,000 per depositor | KDIC-insured up to KSh 500,000 per depositor | KDIC-insured up to KSh 500,000 per depositor |
| Fees | Confirm the current fee schedule with the bank — not published here | Confirm the current fee schedule with the bank — not published here | Confirm the current fee schedule with the bank — not published here |
| Visit NCBA Bank → | Visit Equity Bank → | Visit KCB Bank → |
Related comparisons
Ratings are Rateweb's editorial opinion. Product details are checked periodically but can change — confirm current terms with the provider before acting. We may earn a commission from some links, at no cost to you.
