KCB Bank — review & details
Kenya's largest bank by assets, part government-owned, with the widest branch/ATM footprint and KCB M-Pesa instant loans — a flexible middle ground between an overdraft and an app loan.
Biggest by assets
KCB Bank
★★★★☆
*522# + the KCB app
Access
Central Bank of Kenya–licensed bank
Licence
KDIC-insured up to KSh 500,000 per depositor
Deposit Protection
Confirm the current fee schedule with the bank — not published here
Fees
bank
Type
Pros
- Largest, most stable balance sheet
- KCB M-Pesa flexible-term instant loans
- Full product range incl. mortgages
Cons
- Everyday fees are bank-standard
- Big-bank service at peak times
How KCB Bank compares in bank accounts
| KCB Bank | Equity Bank | Co-operative Bank | |
|---|---|---|---|
| Access | *522# + the KCB app | *247# (all networks) + the Eazzy app | MCo-op Cash app + USSD |
| Licence | Central Bank of Kenya–licensed bank | Central Bank of Kenya–licensed bank | Central Bank of Kenya–licensed bank |
| Deposit Protection | KDIC-insured up to KSh 500,000 per depositor | KDIC-insured up to KSh 500,000 per depositor | KDIC-insured up to KSh 500,000 per depositor |
| Fees | Confirm the current fee schedule with the bank — not published here | Confirm the current fee schedule with the bank — not published here | Confirm the current fee schedule with the bank — not published here |
| Visit KCB Bank → | Visit Equity Bank → | Visit Co-operative Bank → |
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