Equity Bank — review & details

In Bank accounts · By the Rateweb editorial team · How we rate · Details checked 26 Jul 2026

Kenya's biggest bank by customers (18M+ across the region) with 50,000+ agents and the Eazzy app suite (Eazzy Loan, Eazzy Chama). The widest reach, especially outside the big towns.

Widest reach

Equity Bank

Kenya's biggest bank by customers (18M+ across the region) with 50,000+ agents and the Eazzy app suite (Eazzy Loan, Eazzy Chama). The widest reach, especially outside the big towns.
★★★★☆
4.4/5 · How we rate
*247# (all networks) + the Eazzy app
Access
Central Bank of Kenya–licensed bank
Licence
KDIC-insured up to KSh 500,000 per depositor
Deposit Protection
Confirm the current fee schedule with the bank — not published here
Fees
bank
Type
Pros
  • Unmatched agent network and reach
  • Strong Eazzy digital suite and loans
  • Diaspora and foreign-currency accounts
Cons
  • Big-bank fees — confirm before opening
  • Queues and call-centre waits at peak
Visit Equity Bank

How Equity Bank compares in bank accounts

Equity Bank scores 4.4/5 in our bank accounts rankings. It's our current top pick in this category. Always compare a few before you decide — see the full bank accounts comparison.

Equity Bank
4.4/5 · this page
 KCB Bank
4.3/5
 Co-operative Bank
4.2/5
Access *247# (all networks) + the Eazzy app *522# + the KCB app MCo-op Cash app + USSD
Licence Central Bank of Kenya–licensed bank Central Bank of Kenya–licensed bank Central Bank of Kenya–licensed bank
Deposit Protection KDIC-insured up to KSh 500,000 per depositor KDIC-insured up to KSh 500,000 per depositor KDIC-insured up to KSh 500,000 per depositor
Fees Confirm the current fee schedule with the bank — not published here Confirm the current fee schedule with the bank — not published here Confirm the current fee schedule with the bank — not published here
Visit Equity Bank → Visit KCB Bank → Visit Co-operative Bank →

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Details last checked: July 2026

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