Co-operative Bank — review & details
The SACCO-rooted bank — front-office (FOSA) services for 600+ SACCOs make it the natural home for SACCO members, with a well-rated MCo-op Cash app offering instant loans.
SACCO franchise
Co-operative Bank
★★★★☆
MCo-op Cash app + USSD
Access
Central Bank of Kenya–licensed bank
Licence
KDIC-insured up to KSh 500,000 per depositor
Deposit Protection
Confirm the current fee schedule with the bank — not published here
Fees
bank
Type
Pros
- The SACCO/co-operative franchise
- Strong, stable MCo-op Cash app
- Deep SME and co-operative lending
Cons
- Everyday fees bank-standard
- Best value only if you use the SACCO link
How Co-operative Bank compares in bank accounts
| Co-operative Bank | Equity Bank | KCB Bank | |
|---|---|---|---|
| Access | MCo-op Cash app + USSD | *247# (all networks) + the Eazzy app | *522# + the KCB app |
| Licence | Central Bank of Kenya–licensed bank | Central Bank of Kenya–licensed bank | Central Bank of Kenya–licensed bank |
| Deposit Protection | KDIC-insured up to KSh 500,000 per depositor | KDIC-insured up to KSh 500,000 per depositor | KDIC-insured up to KSh 500,000 per depositor |
| Fees | Confirm the current fee schedule with the bank — not published here | Confirm the current fee schedule with the bank — not published here | Confirm the current fee schedule with the bank — not published here |
| Visit Co-operative Bank → | Visit Equity Bank → | Visit KCB Bank → |
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