Pezesha — review & details
A fintech SME-lending platform connecting small businesses to working-capital finance, often embedded in supply chains. Confirm the current licence class and the all-in cost before borrowing.
SME fintech
Pezesha
★★★★☆
Working capital for SMEs and micro-businesses
Focus
Embedded / marketplace SME lending
Model
Quoted per facility — confirm the total repayable
Cost
Confirm current licensing (CBK/relevant regulator)
Verify
small
Amount Tier
Pros
- Built for SMEs banks find hard to serve
- Often faster than a bank
- Supply-chain/embedded options
Cons
- Verify licence class before borrowing
- Compare the all-in cost vs a bank
- Smaller tickets than bank term loans
How Pezesha compares in business loans
| Pezesha | Bank SME loans (Equity / KCB / Co-op) | Hustler Fund (group / biashara) | |
|---|---|---|---|
| Focus | Working capital for SMEs and micro-businesses | — | — |
| Model | Embedded / marketplace SME lending | — | — |
| Cost | Quoted per facility — confirm the total repayable | Bank rates — cheaper than app credit; quoted per business | Government-set, far below app credit |
| Verify | Confirm current licensing (CBK/relevant regulator) | — | — |
| Visit Pezesha → | Compare bank accounts → | Read our Hustler Fund guide → |
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