Borrowing & Credit

Loans, debt and credit records — borrowing safely and getting out of trouble.

5 guides · Last updated Aug 2026

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M-Kopa Review (2026): Asset Financing, Explained Properly M-Kopa isn't a cash loan — it finances a specific product (a phone, solar kit or e-motorbike) at a markup over... 7 min read → Guaranteeing a Loan in Kenya: What You're Actually Signing Up For (2026) When you guarantee someone's loan, their debt can become yours — including your SACCO savings. What guarantors... 7 min read → How to Check Your Credit Score in Kenya (CRB) and Clear a Bad Listing — 2026 The three licensed bureaus, your free annual report, what the score means, and how to clear a listing the free... 3 min read → Fuliza, Explained: How the Charges Actually Work (2026) Kenya's most-used credit product charges a daily fee, not an interest rate — how the cost compounds and how to... 2 min read →

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