Sending money to Kenya from United Kingdom
The World Bank surveyed 10 providers on this corridor. On £120 the cheapest costs -0.10% of what you send and the dearest 5.36%. Enter your own amount below — the ranking changes with it.
Cheapest surveyed
Sendwave
£-0.12 to send £120
(-0.10%)
The dearest would cost you
£6.55
more, for the same transfer
Note: the survey priced this corridor at £120 and £300. Outside that range these figures are projected from each provider's fee and margin rather than directly observed.
Every provider, ranked at £120
The fee and the exchange-rate margin are shown separately on purpose. A transfer advertised as "no fee" can still be the expensive one, because the margin is where the cost hides.
| Provider |
Type |
Fee |
FX margin |
Total cost |
% of transfer |
|
Sendwave
Less than one hour |
Money Transfer Operator |
£0.00 |
£-0.12 |
£-0.12 |
-0.10% |
|
Skrill
Less than one hour |
Money Transfer Operator |
£0.00 |
£1.88 |
£1.88 |
1.57% |
|
Wise
Less than one hour |
Money Transfer Operator |
£2.59 |
£0.01 |
£2.60 |
2.17% |
|
Remitly
Less than one hour |
Money Transfer Operator |
£0.00 |
£2.62 |
£2.62 |
2.18% |
|
Ace Money Transfer
Less than one hour |
Money Transfer Operator |
£0.99 |
£2.17 |
£3.16 |
2.64% |
|
MoneyGram
Same day |
Money Transfer Operator |
£4.99 |
£-1.28 |
£3.71 |
3.09% |
|
WorldRemit
Less than one hour |
Money Transfer Operator |
£0.00 |
£3.97 |
£3.97 |
3.31% |
|
Western Union
Less than one hour |
Money Transfer Operator |
£1.99 |
£2.82 |
£4.81 |
4.01% |
|
CashMinute
Same day |
Money Transfer Operator |
£2.00 |
£3.84 |
£5.84 |
4.87% |
|
Ria
Same day |
Money Transfer Operator |
£3.60 |
£2.83 |
£6.43 |
5.36% |
A cost below zero is not a mistake. On competitive corridors a provider will occasionally pay a better exchange rate than the mid-market benchmark and charge no fee, so you receive slightly more than the benchmark says you should. It is a promotional position rather than a permanent one, and it is the first thing to change between surveys.
How to read these numbers
The cost of a transfer is the fee plus the margin the provider takes on the exchange rate. The margin is invisible at the counter: you are quoted a rate, not the difference between that rate and the interbank one, so a "free" transfer can quietly cost more than one with a fee attached. Both are separated in the table above.
Percentages fall as the amount rises wherever a provider charges a flat fee, which is why the same provider can be the cheapest at one amount and not at another. That is exactly what the calculator is for — the ranking above is computed at your amount, not at a fixed one.
Source: The World Bank, Remittance Prices Worldwide, available at https://remittanceprices.worldbank.org — survey period 2025 Q1, field-collected to 11 March 2025.
Licensed CC BY 4.0. These are surveyed benchmark costs from a dated quarterly study, not live quotes, and providers change pricing between surveys — check the current cost with the provider before you send. The World Bank does not endorse this use of its data. This is general information, not financial advice.
