Rent vs Buy Calculator (Kenya) ☆ Save

Compare the equity you build by buying against the total rent you pay over the same period — in shillings.

Add as a preferred source on Google
KSh
KSh
%
yrs
KSh
%
Property equity after 10 years
KSh 14,326,782
Property value in 10 years KSh 14,326,782
Outstanding home loan balance KSh 0
Monthly home loan repayment KSh 116,161
Total rent you would have paid KSh 7,460,882

Assumes 6% p.a. property appreciation and 7% annual rent escalation. Purchase taxes, legal fees and the deposit's opportunity cost are extra. An estimate — not financial advice.

All home-loan calculators →
Updates live as you type — free, no sign-up.

🎯 Getting ready to buy a home?

Answer 5 quick questions for a personalised plan to get home-loan-ready and protect your home.

Get my plan →

Related tools

Home Loan Calculator

Estimate your monthly home-loan repayment and total interest in Kenya.

How Much Home Loan Can I Qualify For?

Estimate the home loan — and property price — you could qualify for, based on your income.

Home-Loan Extra-Payment Savings Calculator

See how much interest you save — and how many years you cut — by paying extra into your home loan.

Estimates only and not financial advice. Speak to a registered provider for exact figures.